Natural Secures $100 Million to Power AI Agent Payments
San Francisco-based fintech startup Natural has secured a $100 million credit facility from Upper90 Capital Management to fund the expanding capital requirements of AI agents. As these autonomous entities begin to navigate the global economy, the company aims to provide the necessary infrastructure to bridge the gap between transaction and settlement.
Payments infrastructure is rapidly evolving from a purely software-based challenge into a capital-intensive necessity. Natural intends to utilize this financing to scale its credit products, anticipating that AI agents will demand capital at a velocity that far exceeds traditional human-led financial systems. The facility is structured to grow alongside the company's deployment, targeting a transition from millions to billions in credit capacity.
CEO and co-founder Kahlil Lalji emphasized that the partnership with Upper90 was selected for its long-term alignment with the company’s vision of agents as primary financial actors. This latest injection of capital follows over $40 million in previous equity funding from a broad coalition of investors, including Forerunner, Human Capital, and Brex. By building vertically across the payments stack, Natural seeks to enable AI agents to move money and transact programmatically without relying on legacy banking timelines.
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