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Fitch Ratings Upgrades Cornerstone Servicing Amidst Rapid Growth

Fitch Ratings has elevated Cornerstone Servicing’s U.S. RMBS servicer rating to RPS3+, validating the company’s operational infrastructure and performance. The upgrade arrives as the Denver-based firm reports a 60% year-over-year growth rate for 2025, fueled by a sharp increase in non-agency portfolio management over the last six months.

Bio & NewsJune 15, 2026317 reads0

The rating agency pointed to the firm's robust internal controls and seasoned leadership as primary drivers for the improved standing. Despite a significant rise in call volume, the company maintained minimal wait times and near-zero abandonment rates, boasting a 94.1% customer satisfaction score and an 88% first-call resolution rate. These performance markers have become central to the company’s effort to secure new lender partnerships.

President Toby Wells attributed the success to a focus on personnel development and technology investments that empower staff to handle complex loan administration. To maintain these standards during rapid expansion, the firm recently onboarded a large class of new employees. As part of the Cornerstone Capital Bank family, the servicing division now positions itself as a scalable extension of its clients' internal teams, emphasizing brand consistency and reliability for both investors and homeowners.

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